£100-£5,000 Loans, Quick Decision

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A loan of £1000 over 18 months will cost you £87.22 for 17 months and a final payment of £87.70 at a representative 79.5% APR. Total repayable: £1570.44 including £570.44 interest at 60.0% p.a. (fixed). Representative 79.5% APR.

* Any application, approval, rate, term, credit amount or payment time is subject to lender checks, affordability, status and payment processing times. Approval and funding are not guaranteed.

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We never charge you to use our service, and any lender fees are clearly shown before you proceed. We may receive commission from the lenders or brokers.

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The application is processed in real time, providing an online decision in minutes. No paperwork needed to apply.

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We'll search our panel of lenders to find you a suitable loan. Most loans are processed and transferred the same day.

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Soft search technology lets you check to see if you can get a loan without it affecting your credit score.

More questions? We've got you covered

Who can apply for a payday loan?

Applications for payday loans are typically available to anyone who meets basic requirements, such as being over 18, having a stable income, and holding a UK bank account. Eligibility criteria may vary between lenders.

When might funds be received after lender approval?

Most lenders aim to transfer funds shortly after approval, often within minutes. However, the exact timing may depend on your bank's processing times. Funds may be sent the same day depending on lender checks and bank processing times.

How do soft search eligibility checks work?

Your credit score is not affected when you use soft search technology to check eligibility. However, once you proceed with a full application, a credit check may be conducted, which could impact your credit score. Failing to repay on time could also harm your credit history.

What happens if I can't repay my loan on time?

If you're unable to repay your loan by the agreed deadline, you may incur additional charges or fees. It's important to contact your lender immediately to discuss repayment options or potential extensions. Ignoring the issue could harm your credit score and make borrowing in the future more difficult.

How does the UK regulate payday loans to protect borrowers?

The Financial Conduct Authority (FCA) oversees payday lenders in the UK. Borrowers are safeguarded by strict rules, such as a cap on daily interest rates, a limit on default fees, and a total repayment cap, ensuring you won't pay back more than double the amount borrowed.